Some people buy insurance for their cell phones. Some think those folks are wise; others think they’re suckers for spending money that they’ll never get back or need. There’s no official iPhone insurance, but third-party companies offer it.
Which camp do you fall in? Are you a prudent iPhone insurance buyer or is cell phone insurance a scam that no one needs?
Share Your OpinionCheck your credit card statement
- Thanks. My i Phone was stolen and cost $400 to replace. After reading your page, i checked and called my credit card company. I WAS COVERED ! It was 90 cays on the dot. Thanks
- —qteddie
I phone gets stolen no one protects you!
- I just had the worse experience with both at&t and apple. My phone was stolen and no one covers that. then you are stuck with an agreement and your only option is to pay full price for another phone, $599!At&t can't do anything because i phone is an apple product. Apple doesn't care about their customers. to them you are just one small person and to me they have lost all of my business for a lifetime! Appl was not willing to help at all and pretty much said too bad.
- —Guest Whitney
iPhone Insurance
- I think it depends on how much the insurance costs - how long you think you'll keep the phone before you upgrade.
- —jehumphries40
State farm offers it in some areas
- Cost me 36/year for $600/coverage 0 deductable...this part added to make it to the 50 character minimum
- —Guest jtoast

